1. Thank-you, sir for the very kind lead-in and the link.

    An essay that goes into more detail on the 2006 pension changes can be found here: http://eatonrapidsjoe.blogspot.com/2013/09/pension-risk-transfer-strategy.html

    There is much heart ache on the way. Too many people were promised far more than reality will be able to deliver.

    Sanity can be defined as dealing with the world as it "is", rather than as we think it "should" be. Whining about unfairness is not a strategy that correlates with high survival rate.

    Best regards, and thanks again


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